With over 30 years of experience in the banking and home loan industry, my hope it is share what I have learnt over the years with my blogging community, inspire conversation around the subject and in the process discover unique insights into this ever changing environment.
A real quickie this blog joining the chorus of feedback and comment on the budget. NFB Private Wealth Management was succinct in its bulletin of 20 February 2019, commenting: In less than 60 minutes Minister Mboweni presented his maiden budget in Parliament today. In a national election year, off the back of poor economic growth […]
Continuing with our series using the acronym LIFE and on the “I”, let’s explore Inspiration. I have had the privilege of meeting many inspirational people in my life. Victor Vermeulen, the Transvaal cricketer who dived into an empty pool, is memorable. Constrained to his wheelchair and cared for by his amazing mom, he had us […]
It may be my imagination, but I know I have written about this subject many times. However, in our series based on the acronym LIFE, I cannot help but think that the first of the “ I’s”, should focus on so powerful a human attribute, but before I go there, I must admit that the […]
Ho, Ho, Ho… probably the most famous sound in the world of laughs. Father Christmas on the sleigh to deliver presents to good kids and by the way, I heard from Richard Cock [of orchestra conducting fame] the other day that Rudolph the Red-nosed Reindeer is female. The reason given by a kindly lady writing […]
We’re continuing with our series about LIFE, using the acronym, in the last blog we looked at Live [and a-Live]. I really appreciated the feedback from some of you! Today, I’m going to write about LOVE. I remember once being in the UNISA library looking for a book on Smiles and to my surprise, I […]
I’m sitting here looking out on my garden through newly cleaned glass stack doors and the sun is bright, the wind almost nothing and everything is shiny after the rain a day ago. Birds are tweeting and the francolin is screeching over her chicks; even our yappy dogs in the neighbourhood are quiet. Our sausage dog has got […]
Boy, do we have an interesting market at this stage in the game. Our gut would tell us that the property market is slowing. Recession, politics and pessimism [RPP] all seem to indicate the obvious, but in some of the recent reports received from Homeloan Junction, some great contradictions appear to be happening. Make no […]
Just for a change, I have posted an article that appeared in the latest Standpoint which is compiled by Stanlib (Volume 4:15 October, 2018) for their clients. The article is not solely about the residential property, but it gives us such a good overview of the property industry and serves well to make the point that economic growth is […]
Sitting down to write this blog, I need to pinch myself at the state of the market. It really has proven resilient and prevails despite the much bad news. In its August Origination overview, ooba states that: “Application volumes for August 18 were 4.3% higher mom and 10.5% lower YoY.” That’s very good against the news, and just a […]
“Sorry, seems to be the hardest word.” That’s how the song goes. But in my last blog, I said sorry for over-estimating the rise in Joburg prices this year and the GDP growth of the country :-(! Let’s have a look at the property market in this blog. I still think that we’re being let […]