With over 30 years of experience in the banking and home loan industry, my hope it is share what I have learnt over the years with my blogging community, inspire conversation around the subject and in the process discover unique insights into this ever changing environment.
The Press has recently had another look at Originators vs Banks and the articles have become well-publicised. A link to the MONEYWEB Today article is below for your convenience. In my first blog of this 2-part series, I covered the history of the banks and their homeloan businesses culminating in the business model of homeloan consultants […]
The Press has recently had another look at Originators vs Banks and the articles have become well-publicised. The MONEYWEB Today article is copied below for your convenience. Looking at it and the articles received courtesy of ooba Marketing, I am excited again to write about the phenomenon called Origination. I will spill over into two […]
I have had a Son and his two friends in Nepal for the last 2 weeks. He was two days out of Katmandu when the earthquake struck and two days shy of Everest Base Camp when the avalanche fell. Needless to say, it has been a long two weeks for my wife and I. The […]
There are essentially two contract processes that enable you to buy a property, whether residential [our main focus in this article] or commercial. These are the Bond Registration process and the Transfer process. In this article we look at the Registration process. Remember what is happening here is that you have asked the Bank for a […]
There are essentially two contract processes that enable you to buy a property, whether residential [our main focus in this article] or commercial.. These are the Bond Registration process and the Transfer [Conveyancing] process. We covered the Registration process in our last article. Remember what is happening here in the Transfer [Conveyancing] process is that a qualified Transfer Attorney is assuring that the property is transferred from […]
Expectations are that the SARB will leave interest rates unchanged at the MPC meeting on 26th March. This expectation follows on the heel of Governor Yelland’s indication that the United States Federal Reserve will not be raising interest rates soon in that country as inflation is very low ( less than 1%), and meaningful job recovery […]
Obviously, you don’t feel like that right now. That monthly payment for “as long as you’ll live” feels interminable. And you’re hearing lots of news about inflation and rising interest rates. Then there’s all those other expenses that chew the rest of your monthly income. But let’s look at things a little different and see […]
Starting a blog on property is daunting for me. There are so many great people out there with the most amazing knowledge of the property industry. In fact, I welcome their input into the blog as we proceed. There are lots of articles about swimming pools, maintenance and the need for it so as to […]
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